Anderson, Lake Hartwell and Belton South Carolina real estate listings, home buying, selling and relocation information

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	From 1974 to 1996, what was the world's tallest habitable building?
A	The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Belinda & Randall Moore Team, REALTOR®, real estate agents and broker for Anderson, Lake Hartwell and Belton South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Belinda & Randall Moore Team
RE/MAX Realty Professionals
299 East Greenville Street, Suite 5
Anderson, SC. 29621
Toll Free: 1-800-645-5163
Direct: 864-224-8119
Cell: 864-314-3020
Cell: 864-314-3070
Fax: 864-328-0388
Email: belindamoore@NUMBER1EXPERT.com
Belinda considers her clients as Number One. Providing superior service and representation has always been her priority. Whether you are a buyer or a seller you can count on Belinda to focus on your needs and use her knowledge and skills to meet your goals. Belinda has been a Realtor since 1981. Her team has grown to include herself and three full-time Realtors, including her husband, Randall. Belinda has consistently been in the RE/MAX 100% Club and reached the RE/MAX Platinum Club in 2003. She has also been inducted into the RE/MAX Hall of Fame. Belinda attributes her success to satisfied clients who consistently give her referral and repeat business. Planning to relocate to the area? Belinda is involved in relocation with several companies in the Anderson area including Anderson Area Medical Center. Planning to sell your home? Let Belinda put her proven marketing plan to work for you.

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